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Ralph’s Blogs
What to Expect for the Rest of 2022
There's all kinds of advice being given about how the present real estate market is going to handle another disruption: this one being the record inflation and consequently the escalation of the 30-year fixed mortgage rate. But looking back over the last 15 years, we...
Title Wise Newsletter
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Counsellors Title Celebrates Father’s Day
We celebrate Father's Day because we understand that dads, uncles, grandfathers and other men in the lives of our children are necessary for the development and future success of that child. Notwithstanding those children who grow up without a father, the failure to...
Save On NJ Property Taxes
The average 2021 property tax bill in New Jersey was $9,284, representing a $172 increase over the previous year. And in many of the Garden State’s most affluent communities, property taxes went above the $21,000 threshold, with some homeowners seeing year-over-year...
New Jersey Towns Paying the Most Taxes
1. Millburn – a suburban township in Essex County, came in first in the highest average property tax bill of $24,485 in 2021. 2. Demarest – had the highest average property tax bill in Bergen County, paying $21,983 on average. 3. Tenafly – another Bergen County...
Inflation, Unemployment, Mortgage Rates
https://youtu.be/iSafRWPtJIM Inflation, Unemployment, Mortgage rates, mortgage, Active real estate listing trends, home value trends
Title Insurance Premiums Hit Record $26 Billion
Record Premiums in 2021 Title insurance premiums for 2021 skyrocketed to $26.2 billion, representing a 35.9% increase over 2020 premiums. The $19.2 billion generated in 2020 was also one of the biggest years ever. The income for the industry also soared by 33.4%...
Mortgage Apps Hit 22-Year Low
Inflation, inventory, and higher prices are creating a bottleneck for new home buyers to step into this fluid real estate market. According to the Mortgage Bankers Association, mortgage application volume fell for the week of June 3rd by 6.5%, representing the...
June is National Homeownership Month
Truly, homeownership is one of these American phenomena. Mortgages only became generally available after the U.S. banking system came into being after the 1860s through the National Bank Acts. Another milestone was reached when Congress passed the Fair Housing Act of...
Union and Essex County Sales
Union & Essex Counties Union County Single Family Homes for April Key Metrics 2021 2022 Change New Listings 661 563 – 14.8% Closed Sales 387 349 – 9.8% DOM* 38 33 – 13.2% Median...
New Listings and Higher Prices Define the Real Estate Market
● The median listing price grew by 18.2% over 2021 ● Mortgage rates have eased in recent weeks ● But mortgage rates are still over 5% ● In many New Jersey Markets, the price trajectory has eased ● Inventory shortages continue to constrain the number of home sales ●...
Runaway Market Slows to a Walk
For the last two-and-a-half years the real estate market has been in such an accelerated trend that it was acting more like the stock market rather than the real estate market. In contrast with the inflated market that led to the 2008 crash of the stock and real...
New Listings
51 Lions Head Blvd South, Brick, NJ
Just Listed Here
9 Edgewater Dr, Toms River, NJ
Just Listed