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Ralph’s Blogs

Inflation Inventory Interest Rates Squeeze Households

For the last few years, the shrinkage of inventory of existing homes for sale has been problematic for homebuyers, especially the first-time buyers. But over the last 30 months there are several other factors that are plaguing the real estate market as it impacts...

Friday After Thanksgiving Counsellors Is Closed

This Thanksgiving, we’re thankful for loyal friends and customers like you! Happy Thanksgiving to our Friends from all of us at Counsellors Title Agency!! Please note that our business offices will be closed on Thursday, November 24th and Friday, November 25th. We...

Happy Thanksgiving 2022 from Counsellors Title

This Thanksgiving, we're thankful for loyal friends and customers like you! Happy Thanksgiving to our Friends from all of us at Counsellors Title Agency!! Please note that our business offices will be closed on Thursday, November 24th and Friday, November 25th.  We...

A Renaissance in Multi-Generational Households

The recent National Association of Realtors report indicates that the percentage of first-time home buyers has dropped significantly in October to 28% falling from 29% in September 2022. Typically, first-time home buyers comprise 40% of all existing sales. The reason...

October Home Sales and Inventories Fall

According to the National Association of Realtors October sales of Previously listed homes fell 5.9% from the prior month. The rise in interest rates as it hovers around 7%, and the scarcity of inventory are having its effect upon the total sales. Considering these...

The 30 Percent Rule

In general, it has been believed to be prudent to budget 30% of of gross monthly income for rent. But considering the ferocious inflation, the shortage of available inventory, especially for first-time buyers, and the escalation in the cost for rentals, that number...

Inflation Has Cost the Average Family Over $6K

Inflation Has Cost the Average Family Over $6K According to EJ Antoni, an economist and research fellow for regional economics in the Center for Data Analysis, the average American family is losing real income due to inflation over the last two years. “American are...

13 Reasons People Sell Their Homes

Reasons for Selling Family Issues 13.4% Need a Larger House 12.2% Other 11.8% Weather-related 11.8% Retirement 10.8% Changing Neighborhoods 9.4% Lifestyle 8.4% Downsizing 7.7% Job 7.6% Short Sale 3.0% Investment 2.3% Bankruptcy 1.5%

Builders Wonder – Plateau or Cliff

A plateau or a cliff? Many within the housing and real estate markets are wondering whether this market has lost its mojo and is plateauing or if it is about to go over an economic cliff. At one point there seemed to be a never-ending demand for new houses and...

Tampa Tantrum – Prices Cave-In

One recent Tampa listing fell so severely that this house listing was reduced by $110,000 in just a few months. In New Jersey: Many other markets are seeing significant falloff from the surge in interest rates and the unaffordable prices of many homes. One such case...

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