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Ralph’s Blogs

Leading Causes of Home Fires

The ranking of fire causes can vary from year to year. The rankings here are based on the annual average percentage of fires and losses in 2012–2016. The likely severity of a reported fire can be measured in deaths or injuries per 1,000 fires and average loss per...

2019 Factors – Inventory, Higher Rates & Affordability

The most recent index metric was published last week by the National Association of Realtors’ [NAR] Housing Affordability Index. Housing affordability declined from a year ago in December moving the index down 8.4% from 161.2 to 147.6. The median sales price for a...

NJ January Single Family Sales

Despite a strong U.S. economy, historically low unemployment and steady wage growth, home sales began to slow across the nation late last year. Blame was given to a combination of high prices and a steady stream of interest rate hikes by the Federal Reserve. This...

The Age of Artificial Intelligence

The Brookings Institute, the competencies required for this changing world will affect critical thinking, problem solving, creativity and innovation along with collaboration and teamwork.

Renters Pay Less Than Owners

New Jersey is the most expensive state to live in the country. The monthly costs of buying and owning a home are up 14% year-over-year, which is more than the annual average rent increase nationally,

Amazon Takes a Hike

Amazon shocked many of the big politicians by deciding to turn down New York CIty’s big tax incentive offer to come and set up its HQ2 in Long Island City.

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