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Ralph’s Blogs
Real Estate Markets That Are More Resistant to Big Market Fluctuations
A Guide from Counsellors Title Agency, Toms River, NJ In today’s unpredictable economic climate, both buyers and sellers are asking: Which real estate markets hold up best when the broader economy gets shaky? At Counsellors Title Agency, we’ve seen firsthand that some...
June Existing Sales for New Jersey
U.S. existing-home sales edged up 0.8% month-over-month to a seasonally adjusted annual rate of 4.03 million units, exceeding economists’ expectations, although sales were down 0.7% year-over-year, according to the National Association of REALTORS® (NAR). On a monthly...
New Jersey Remote Work Trends 2025 Part 2
Education: The Great Divider Educational attainment remains the strongest predictor of remote work opportunities. The statistics paint a clear picture of how education opens doors to flexible work arrangements: Workers without high school diplomas: 3.1% work remotely...
Zillow vs. Compass
What NJ Home Sellers & Agents Need to Know The ongoing legal battle between real estate heavyweights Zillow and Compass is making waves from coast to coast—including right here in New Jersey. Here’s what you need to know about the lawsuit, how it could affect...
Housing Crisis Shortage By Metro Area- Part 3
.The 50 largest major metros according to the report issued by Zillow shows that New York, Los Angeles, Boston, San Francisco and Washington, DC, have the largest housing deficits. Metro Area* Housing Deficit (2023) Change in Housing Deficit Year over Year (YoY)**...
New Jersey Housing Crisis Shortage – Part 2
Construction Gains Aren't Enough Despite a construction boom that saw builders complete 1.45 million units in 2023 and 1.63 million in 2024 (both records since 2007), the pace still isn't sufficient to address the underlying shortage. New Jersey faces particular...
New Jersey Housing Crisis Shortage – Part 1
Understanding the Garden State's Affordability Challenge The national housing shortage has reached a critical point, and New Jersey homebuyers and renters are feeling the pressure more than most. Recent Census data reveals that America's housing deficit expanded by...
Part 2: Why You Need a Title Professional—Even After You Buy
Part 2: Why You Need a Title Professional—Even After You Buy Here’s a simple truth: most homeowners don’t know who handled their title insurance. It was arranged at closing, it’s buried in a folder somewhere, and they assume they’ll never need it again. But as title...
Part 1: Title Insurance – How It Works & Who Sells It
Why Every Homeowner Should Know a Title Insurance Professional By Ralph Aponte, Counsellors Title Agency When people buy a home, they usually meet their real estate agent, lender, home inspector—even the attorney. But there’s one key professional most homeowners never...
NJ Govenor Declares State of Emergency
Flash Floods Inundate Communities New Jersey faced a severe flooding crisis on July 14, 2025, as intense thunderstorms and torrential rainfall prompted Governor Phil Murphy to declare a state of emergency at 8:00 p.m. The declaration came as flash flooding...
New Jersey Property Tax Crisis
Nation's Highest Rates Fuel Foreclosure Surge New Jersey homeowners are facing a perfect storm of financial pressure as the Garden State continues to lead the nation in property tax burden while simultaneously experiencing a troubling surge in foreclosures across the...
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