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Ralph’s Blogs

ARMs Rise in Mortgage Market

Will Adjustable-Rate Mortgages Be the Answer? The Mortgage Bankers Association reported that the average rate on a 30-year fixed mortgage climbed to 7.67%, this is up from 7.53% for the prior week. Such a mortgage requires a 20% down payment. Now buyers are looking to...

Commercial Real Estate Remains Under Pressure

The commercial real estate market continues to experience difficulty primarily due to the consistent rise in interest rates. As long as the Fed continues to raise rates, the commercial real estate market is going to find it more challenging to navigate. Even though...

Social Insecurity and Homelessness

Social Insecurity How inflation is fueling homelessness amongst the older generation. The inventory crisis that has plagued the real estate market for the last few years is just one of the reasons that a segment of the older population is finding themselves to be...

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