Ralph’s Blogs

Download Title Wise Newsletter

Change. That is what we are preparing for in the coming months. One big change is JPMorgan Chase's decision to suspend offering HELOC to new customers. Also, Fannie Mae is projecting a decrease in the number of homes sold in 2020, but they are expecting a rebound in...

Rents Hit Another New High

The average national rent rose to $1,468 in February, representing a 3.2% increase from the same time last year. Areas that have seen the highest increases in rent also reflect movements concomitant with the average price of a home sale. As expected, Seattle's growth...

Chase Stops HELOC Loans

Initially, JPMorgan Chase announced that they were increasing their lending standards for home mortgage borrowers. The new threshold would require at least a 20% down payment and a FICO score of minimum 700. This might appear to be severe but the average FICO score in...

Personal Debt Overview

First of all, not all debt is calculated equally.  There is standard credit card debt, and then student debt, auto loans and home mortgages. They aren’t viewed the same way by the credit agencies. A recent article reported that the average amount carried on a credit...

March Inventory Plummets 34%

Seeing a Buying Slow-Down  According to's March 2020 Monthly Housing Market Trends Report, the nation’s available real estate inventory declined by 191,000 listings, or 15.7%, in March 2020 on an annual comparative basis with March 2019. And for the week...

The COVID Recession Has Arrived  

Last month, some economists were predicting a likely recession by 2021. But it was all a guessing game. The economy was white-hot, and then Corona came to town. Consumer spending, business closings, furloughs and social distancing are all pointing to a recession. This...

New Listings

422 St. Thomas Drive

104 Canterbury Lane, Toms River

51 Lions Head Blvd South, Brick, NJ
Just Listed Here

9 Edgewater Dr, Toms River, NJ
Just Listed

Subscribe to Title Wise

504 Hooper Avenue, Toms River, NJ 08753