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Ralph’s Blogs

New Jersey Housing Crisis Shortage – Part 2

Construction Gains Aren't Enough Despite a construction boom that saw builders complete 1.45 million units in 2023 and 1.63 million in 2024 (both records since 2007), the pace still isn't sufficient to address the underlying shortage. New Jersey faces particular...

New Jersey Housing Crisis Shortage – Part 1

Understanding the Garden State's Affordability Challenge The national housing shortage has reached a critical point, and New Jersey homebuyers and renters are feeling the pressure more than most. Recent Census data reveals that America's housing deficit expanded by...

Part 1: Title Insurance – How It Works & Who Sells It

Why Every Homeowner Should Know a Title Insurance Professional By Ralph Aponte, Counsellors Title Agency When people buy a home, they usually meet their real estate agent, lender, home inspector—even the attorney. But there’s one key professional most homeowners never...

NJ Govenor Declares State of Emergency

 Flash Floods Inundate Communities New Jersey faced a severe flooding crisis on July 14, 2025, as intense thunderstorms and torrential rainfall prompted Governor Phil Murphy to declare a state of emergency at 8:00 p.m. The declaration came as flash flooding...

New Jersey Property Tax Crisis

Nation's Highest Rates Fuel Foreclosure Surge New Jersey homeowners are facing a perfect storm of financial pressure as the Garden State continues to lead the nation in property tax burden while simultaneously experiencing a troubling surge in foreclosures across the...

Office Market Crisis: Record Vacancy and CMBS Distress

Market Overview New Jersey's commercial real estate market is experiencing unprecedented strain as national office fundamentals deteriorate to historic lows. The U.S. office vacancy rate hit a record 20.7% in Q2 2025, while office-backed CMBS conduit delinquency rates...

A Jersey Shore Destination – Asbury Park

Asbury Park, once a quiet retreat for music aficionados and architecture lovers, has blossomed into a vibrant cultural hotspot on the Jersey Shore. While its popularity has been on the rise since the 1990s, the last decade has seen the city transform into a must-visit...

May Sales for Morris & Middlesex Counties

Morris County Single Family Homes for May Key Metrics      2024       2025     Change New Listings      557        528      – 5.2% Closed Sales     327        301      – 8.0% DOM*                 23           24      + 4.3% Median PX        $750K    $768K  +  2.4% %...

May Sales for Bergen & Passaic Counties

Bergen County Single Family Homes for May Key Metrics      2024       2025     Change New Listings      802        764      – 4.7% Closed Sales     458        419      – 8.5% DOM*                 31           28      – 9.7% Median PX        $825K    $850K  +  3.0% %...

New Listings

422 St. Thomas Drive

104 Canterbury Lane, Toms River

51 Lions Head Blvd South, Brick, NJ
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9 Edgewater Dr, Toms River, NJ
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