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Ralph’s Blogs
New Jersey Housing Crisis Shortage – Part 2
Construction Gains Aren't Enough Despite a construction boom that saw builders complete 1.45 million units in 2023 and 1.63 million in 2024 (both records since 2007), the pace still isn't sufficient to address the underlying shortage. New Jersey faces particular...
New Jersey Housing Crisis Shortage – Part 1
Understanding the Garden State's Affordability Challenge The national housing shortage has reached a critical point, and New Jersey homebuyers and renters are feeling the pressure more than most. Recent Census data reveals that America's housing deficit expanded by...
Part 2: Why You Need a Title Professional—Even After You Buy
Part 2: Why You Need a Title Professional—Even After You Buy Here’s a simple truth: most homeowners don’t know who handled their title insurance. It was arranged at closing, it’s buried in a folder somewhere, and they assume they’ll never need it again. But as title...
Part 1: Title Insurance – How It Works & Who Sells It
Why Every Homeowner Should Know a Title Insurance Professional By Ralph Aponte, Counsellors Title Agency When people buy a home, they usually meet their real estate agent, lender, home inspector—even the attorney. But there’s one key professional most homeowners never...
NJ Govenor Declares State of Emergency
Flash Floods Inundate Communities New Jersey faced a severe flooding crisis on July 14, 2025, as intense thunderstorms and torrential rainfall prompted Governor Phil Murphy to declare a state of emergency at 8:00 p.m. The declaration came as flash flooding...
New Jersey Property Tax Crisis
Nation's Highest Rates Fuel Foreclosure Surge New Jersey homeowners are facing a perfect storm of financial pressure as the Garden State continues to lead the nation in property tax burden while simultaneously experiencing a troubling surge in foreclosures across the...
Title Wise Newsletter
This Week's Title Wise Newsletter
Office Market Crisis: Record Vacancy and CMBS Distress
Market Overview New Jersey's commercial real estate market is experiencing unprecedented strain as national office fundamentals deteriorate to historic lows. The U.S. office vacancy rate hit a record 20.7% in Q2 2025, while office-backed CMBS conduit delinquency rates...
A Jersey Shore Destination – Asbury Park
Asbury Park, once a quiet retreat for music aficionados and architecture lovers, has blossomed into a vibrant cultural hotspot on the Jersey Shore. While its popularity has been on the rise since the 1990s, the last decade has seen the city transform into a must-visit...
May Sales for Morris & Middlesex Counties
Morris County Single Family Homes for May Key Metrics 2024 2025 Change New Listings 557 528 – 5.2% Closed Sales 327 301 – 8.0% DOM* 23 24 + 4.3% Median PX $750K $768K + 2.4% %...
May Sales for Bergen & Passaic Counties
Bergen County Single Family Homes for May Key Metrics 2024 2025 Change New Listings 802 764 – 4.7% Closed Sales 458 419 – 8.5% DOM* 31 28 – 9.7% Median PX $825K $850K + 3.0% %...
Counsellors Title Is Closed July 4th
Counsellors Title Will Be Closed Friday July 4th
New Listings

51 Lions Head Blvd South, Brick, NJ
Just Listed Here
9 Edgewater Dr, Toms River, NJ
Just Listed