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Ralph’s Blogs

Elders Projected to Outnumber Children in 2030

MARCH 13, 2018 — The year 2030 marks an important demographic turning point in U.S. history according to the U.S. Census Bureau’s 2017 National Population Projections. By 2030, all baby boomers will be older than age 65. This will expand the size of the older...

Online Mortgage Orginations Increase Part 2

Lowest Price Isn’t Always the Answer J.D. Power cited that many things determine the buyer’s choice of lender, which does includes: price and rate. The lowest price doesn’t always win but rather what buyers are most likely to look for is the combination of trust in...

New Jersey Foreclosures Hit 11 Year High

According to a recent ATTOM Data Solutions report, foreclosures in the State of New Jersey hit an 11-year high in 2017. This represented a foreclosure peak for the state’s crisis real estate industry. Yet, this also presents itself as an opportunity for those with the...

Mortgage Apps Don’t Tell the Whole Story

Expectation isn't what drives markets, but rather investable assets, demand and supply. Last week, the Mortgage Bankers Association [MBA] reported that mortgage applications for last week were flat. Well, considering the historic low inventory, the creeping upward...

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