The Closing Process

Closing processes involve many documents, surveys, analysis and individuals, all of which can vary depending upon the property and conditions surrounding it. Before any escrow can close, all the terms of the purchase contract must be met. At which point the seller...

Why You Need an Owner’s Title Insurance Policy

Predicting what might or could happen affecting your property in the future is gambling and taking a risk that is unnecessary. By purchasing owner’s title insurance, the owner protects themselves from financial loss should an event develop regarding the rights...

Understanding Title Insurance

The purchase of a home for many represents the most valuable asset.   When you are buying the physical structure as well as the land it is built upon, the land is defined by the deed or property title. Such a title involves its legal history, as it is identified in...

Checklist of Title Search

Things that a title search should cover: ■ Goes through title records for all matters and areas as it affects title ■ Reviews the public title records such as listed ownership, encumbrances, liens, and other similar factors ■ Searches written documents, deeds and...

Chain of Title

A Chain of Title is described as the sequence in which historical transfers of title to a property have occurred. The “chain” would run from the present owner back to the original owner of the property (when the property came into existence). Such information can be...