News

Ralph’s Blogs

Inflation, Inventory and Uncertainty Give the Market Pause

Inflation is taking a bite out of everyone's wallet. We're beginning to see that the stampede of homebuyers that were birthed out of the pandemic is slowing down to a trot.  Some individuals are thinking that this is the end of the housing boom, but rather this is a...

Crypto Crisis on LinkedIn

tt was reported recently that the FBI has been investigating some serious fraud attached to the social media platform LinkedIn. The fraudsters had not hacked into the platform but rather are posing as legitimate financial advisors, preying upon individuals who are...

What to Expect for the Rest of 2022

There's all kinds of advice being given about how the present real estate market is going to handle another disruption: this one being the record inflation and consequently the escalation of the 30-year fixed mortgage rate. But looking back over the last 15 years, we...

Counsellors Title Celebrates Father’s Day

We celebrate Father's Day because we understand that dads, uncles, grandfathers and other men in the lives of our children are necessary for the development and future success of that child. Notwithstanding those children who grow up without a father, the failure to...

Save On NJ Property Taxes

The average 2021 property tax bill in New Jersey was $9,284, representing a $172 increase over the previous year. And in many of the Garden State’s most affluent communities, property taxes went above the $21,000 threshold, with some homeowners seeing year-over-year...

New Jersey Towns Paying the Most Taxes

1. Millburn – a suburban township in Essex County, came in first in the highest average property tax bill of $24,485 in 2021. 2. Demarest – had the highest average property tax bill in Bergen County, paying $21,983 on average. 3. Tenafly – another Bergen County...

Title Insurance Premiums Hit Record $26 Billion

Record Premiums in 2021 Title insurance premiums for 2021 skyrocketed to $26.2 billion, representing a 35.9% increase over 2020 premiums. The $19.2 billion generated in 2020 was also one of the biggest years ever. The income for the industry also soared by 33.4%...

Mortgage Apps Hit 22-Year Low

  Inflation, inventory, and higher prices are creating a bottleneck for new home buyers to step into this fluid real estate market. According to the Mortgage Bankers Association, mortgage application volume fell for the week of June 3rd by 6.5%, representing the...

June is National Homeownership Month

Truly, homeownership is one of these American phenomena. Mortgages only became generally available after the U.S. banking system came into being after the 1860s through the National Bank Acts. Another milestone was reached when Congress passed the Fair Housing Act of...

Union and Essex County Sales

Union & Essex Counties  Union County Single Family Homes for April Key Metrics       2021       2022     Change New Listings       661         563     – 14.8% Closed Sales      387         349     – 9.8% DOM*                   38           33      – 13.2% Median...

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